Injured in a Multi-Vehicle Accident in California? Here’s What to Do

Multi-vehicle or “chain reaction” accidents are common on California’s busy highways and city streets. With several cars and drivers involved, fault is often hotly disputed and the insurance claims process becomes complex. If you’re a victim of a multi-car crash, knowing what to do can make the difference between a denied claim and a successful recovery.

What Is a Multi-Vehicle Accident?

Multi-vehicle accidents involve three or more vehicles in the same collision event. They frequently occur:

• On freeways (pileups)
• At intersections (T-bone or rear-end chain reactions)
• In poor weather or low-visibility conditions

These accidents often cause severe injuries, extensive property damage, and complex insurance battles.

Determining Fault in a Multi-Car Crash

California’s comparative fault system means each party is responsible for their share of the damages. Determining fault in a multi-vehicle crash may involve:

• Police investigation and crash reconstruction
• Eyewitness statements
• Traffic camera or dashcam footage
• Physical evidence like skid marks or impact points

Insurance companies may attempt to shift blame onto other drivers, making it vital to have your own attorney investigating on your behalf.

What Compensation Can You Recover?

Depending on your injuries and losses, you may be entitled to:

• Medical bills and ongoing treatment
• Lost income and future earning potential
• Pain and suffering
• Emotional distress and trauma
• Vehicle repair or replacement

If a commercial truck, Uber/Lyft, or delivery vehicle was involved, you may have additional sources of compensation.

Steps to Take After a Multi-Vehicle Accident

Seek immediate medical attention, even if injuries seem minor.

Call 911 and ensure an accident report is filed.

Take photos of all vehicles, the scene, and your injuries.

Get contact and insurance info for every driver involved.

Avoid discussing fault or giving detailed statements to insurance adjusters.

Contact an experienced car accident lawyer as soon as possible.

Why Legal Representation Is Essential

With multiple insurance companies involved, it’s easy for your claim to get lost, delayed, or undervalued. Michael Madadi and BD&J, PC have the resources to handle complex accident claims, gather evidence, negotiate for maximum compensation, and go to trial if needed.

Frequently Asked Questions

What if I am partially at fault?
You can still recover damages, reduced by your percentage of fault.

Is the rear driver always at fault?
Not always—fault depends on all the facts and a detailed investigation.

If you’ve been hurt in a multi-vehicle crash, don’t fight the insurance companies alone. Contact Michael Madadi at BD&J, PC for a thorough case review.